Paperwork Needed to Get Started

We promise to make it as simple and stress free as possible.  To apply for a loan, you will have to provide us with detailed documentation of your financial history.  We will request a credit report from a credit agency and will verify the information provided in your loan application.  Please be prepared to provide us with the following:

 

  • The two most recent full tax returns and W-2 forms & Tax Returns
  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k, IRA or 403b program)
  • 30 days of recent paycheck stubs
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home (if in contract)
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association

 

 

Free Consultation

Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Need More information

Call Us: (909) 945-8777
Email Us: berriosteam@ihfloans.com

 

Licensed under the Deprtment of Business Oversight under the California Residential Mortgage Lending Act.

NMLS 155795 NMLS 155797